A program would help struggling borrowers before they default. Feds would use government money to make payments more affordable.

What an amazing statistic, 1 in 9 homes across the United States are sitting empty. That my friends is the housing glut, and until those numbers come down, housing prices are going to have a very hard time coming up.

The Obama administration is considering a program that would let Fannie Mae and Freddie Mac lower payments for struggling borrowers.

Whenever I’m forced to look into moving to another town or city anywhere throughout the United States, I’ve always dreaded the apartment hunting process. Sifting through countless old rental ads in the weekly newspaper is the very last thing I want to do on a Sunday afternoon.

Reports of mortgage fraud reached record highs in Maryland and the United States last year as more loan originators and borrowers resorted to falsifying documents and the home lending industry worked harder to detect problems, a study released yesterday showed.

Many Americans are finding themselves paying up to 50 percent of their annual income to cover the mortgage on their home. As the Obama administration recently announced that its goal for homeowners is that 31 percent of their yearly salary go toward mortgage payments, we decided to speak with an area professional and get his take.

The Obama administration's new mortgage modification plan is a positive step forward but questions remain about how the government will enforce new standards and what agency officials plan to do about problematic second mortgages, according to a congressional oversight panel report on Friday.

Beijing lawyer Ying Guohua is heading to the United States on a shopping trip, looking not for designer clothes or jewelry, but for a $1 million home in New York City or Los Angeles.

Home prices are at their most affordable in many years, which has opened up homeownership to many who had been locked out during the housing boom. And now, the federal government -- and many states - are launching plans to hook up buyers of repossessed properties with very attractive terms.